Glossary of Credit Terms - Support Home Page - Equifax
A consumer with no previous credit history or with a credit history that includes late payments may need a co-signer to get a loan or to qualify for favorable terms.

Credit history - Wikipedia, the free encyclopedia
This article deals with the general concept of the term credit history. For detailed information about the same topic in the United States, see Credit score (United .

Credit Report Definition | Investopedia
A detailed report of an individual's credit history prepared by a credit bureau and used by a lender to in determining a loan applicant's creditworthiness, .

Long Term Unsecured Loans with Bad Credit Score | PRLog
Mar 20, 2012 . With a troubled credit history, you can apply for long term unsecured loans bad credit to handle some huge financial needs. This means that .

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Credit History Definition | Investopedia
A record of a consumer's ability to repay debts and demonstrated responsibility in repaying debts. A consumer's credit history consists of information such as: .

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Free Credit Report - Your Credit Rating
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Glossary of Credit Reporting Terms - Money Management
Understanding key credit reporting terms is the first step in creating a clean credit history. Authorized user. An authorized user of a credit account can use the .

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Glossary of Credit Terms - Experian
Glossary of Credit Terms. . Experian removes several digits of each account number on the credit report as a fraud prevention measure. Accounts in Good .

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Credit History - Checking Your Credit Rating
credit score Louisiana oregon state university ap history credits credit check for tenants 3 credit report agencies addresses legal terms on credit reports .

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Credit history - Credit Card Terms and Glossary
Credit history definition: Credit history is the record of use of debt. In the United States three major ...

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Standard & Poor's | About Credit Ratings
Credit ratings are opinions about credit risk published by a rating agency. . to meet its financial obligations in accordance with the terms of those obligations.

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Glossary of Credit Terms: Credit Report, Credit Score and Other Terms
Knowing what the different credit terminology means is essential to understanding your credit report and credit score. Find the definitions here.

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Terms and Conditions | Free Credit Report
Jun 12, 2012 . Learn more about the terms and conditions.

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Credit rating - Wikipedia, the free encyclopedia
A short-term rating is a probability factor of an individual going into default within a year. This is in contrast to long-term rating .

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Credit Rating - Financial Dictionary - The Free Dictionary
If your credit rating is poor because you have paid bills late or have defaulted on a loan, you may be offered less favorable terms or may be denied credit .

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Encyclopedia of Credit - History of Credit
Free business credit resource from Credit Management Association . Customer Risk Score · COD Terms; Slow Pay; High Risk; Risk Mitigation; · Code of Ethics .

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100 Words That Can Change Your Credit History - DailyFinance
May 31, 2011 . You should always know what's in your credit report -- especially if you're planning any major purchases or intend to apply for a new job in the .

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VantageScore credit score ranges at
Most lenders are likely to provide the reasonable credit terms available to these consumers. Some lenders may wish to review the credit history of consumers in .

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FRB: New Rules about Credit Decisions and Notices
Aug 10, 2011 . This notice would be provided regardless of the terms of credit offered to you. If you do not have a credit score, the lender's notice (565 KB PDF) .

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credit report and score
Oct 22, 2011 . building credit history credit card improve my credit score checking accounts with no credit check how to erase a credit score credit report terms .

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The 5 FICO® Score Ingredients -
However, even people who have not been using credit long could get a fairly high FICO® Score, depending on how their credit report looks in terms of the other .

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Credit Score Definition | Investopedia
A statistically derived numeric expression of a person's creditworthiness that is used by lenders to access the likelihood that a person will repay his or her debts.

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UBS - Credit ratings - Global home
Jun 18, 2012 . Long-Term Counterparty Credit Rating. A, 29.11.11, Stable (16.08.12). Short- Term Counterparty Credit Rating. A-1. 19.12.08. Affirmed .

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Credit 101: Your Credit Glossary | Credit Karma Blog
Apr 7, 2011 . I've worked at Credit Karma long enough to have picked up on some terminology related to consumer credit: hard inquiry, credit score .

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Credit score basics
To start with, let us consider what a credit score actually means. In simple words, it is an evaluation of your credit history. Very complex mathematical formulas .

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101 Powerful Tips for Legally Improving Your Credit Score
Your credit score may be called many things, including a credit risk rating, a FICO score, a credit rating, a FICO rating, or a credit risk score. All these terms refer .

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